Business Checking Accounts
All of our business checking accounts include:
- VISA® Debit Card
- Business Online Banking and BizPay
- Opening Deposit of Only $100
- Unlimited Check Writing and/or Electronic Activity
Enterprise Checking
- Up to 300 items each statement cycle (debits, credits, and items deposited)
- Paper statements with check images
- No minimum balance requirement
- No monthly maintenance fee
- $0.35 per item in excess of 300 per statement cycle
Business Interest Checking
- Up to 150 items each statement cycle (debits, credits, and items deposited)
- Paper statements with check images
- $2,500 minimum balance (to avoid a $15 monthly maintenance fee)
- $0.50 for each item in excess of 150 per statement cycle
Commercial Analysis Checking
- No minimum balance requirement
- Earnings credit accrues based on the balance maintained
in the account and will be applied as an off set to accrued
service charges* (If service charges exceed the earnings credit,
the difference will be charged to your account.)
- $15 monthly maintenance fee
Cash Management Services
Business Online Banking and BizPay
Check account balances, pay bills, transfer funds to other
accounts, view check images, establish wire transfers, and
create stop payments.
Automated Clearing Housing (ACH)
Originate direct deposit of payroll, employee reimbursements, vendor payments or pre-authorized debits.
Positive Pay
Positive Pay is the most effective method in the fight
to protect your business accounts against financial loss
due to check fraud.
Lock Box
Lockbox is designed to reduce the time it takes for you
to receive payments and update your records to show
payments have been made. Enjoy better than 99% payment
processing accuracy and reduce the risk of employee theft
and payment fraud.
Sweep
For businesses that regularly have funds in excess of what is
necessary to meet day-to-day operational needs, a sweep
arrangement is used to “sweep” the excess funds into an
interest-bearing account.
Remote Deposit Capture
Check deposits can be made electronically from any
desktop. You save time and your funds are more quickly
available for your use. All you need is a small desktop
scanner available from the bank, a PC, a secure Internet
connection, and our Remote Deposit Capture software.
For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
*See our Schedule of Fees to learn more about charges that may apply to your account.
